Julia Lopez

January 29, 2015

Julia Lopez is a results-oriented banking professional offering more than 30 years of professional experience covering all aspects of banking operations. During her banking career, she has performed duties as a Branch Officer, Internal Auditor and Compliance Officer for banks in Puerto Rico and Florida. Her experience also includes being a Compliance Officer for a health insurer in Puerto Rico.

Julia began her banking career at FirstBank Puerto Rico, where she worked as Internal Auditor and later as Compliance Officer. As Internal Auditor, Julia interacted with all branches and operational departments during the audits performed. Julia also interacted with external auditors and served as liaison with regulators examining the bank. As Compliance Officer, Julia was in charge of creating and updating the compliance policies and procedures, give training to all employees on compliance related matters, serve as subject matter expert and served as liaison with regulators examining the bank and law enforcement agents on BSA/AML related matters.

Afterwards, she was recruited by Triple S Inc to be its first Compliance Director. She developed all the policies and procedures necessary for the company to be in compliance with the Health Insurance Portability and Accountability Act (HIPAA). Her involvement also included developing and deploying a training program in privacy matters for the whole company.

Subsequently, she was employed as Compliance Officer for R-G Premier Bank and its related mortgage company, R-G Mortgage Corporation. In this position, she revamped the BSA Department, doubling the employee base and implementing a monitoring system for the first time in the Bank.

Julia specializes in assisting banks in improving their compliance with the Bank Secrecy Act (BSA) and related regulations. Among other activities, her experience includes assisting banks in developing BSA/AML and OFAC Compliance Programs; conducting BSA/AML Risk Assessments; implementing enterprise-wide BSA plans; reviewing Know Your Customer (KYC) forms, customer activity, and preparing suspicious activity reports (SARs); developing risk-focused BSA/AML account monitoring strategies; providing training that is tailored to the institution; and preparing banks for regulatory examinations.

Julia is a member of the American Bar Association, American Institute of Certified Public Accountants, Association of Certified Fraud Examiners, Puerto Rico Bar and Puerto Rico Society of Certified Public Accountants. She is fluent in English and Spanish.