Leadership & Key Professionals

Alberto M. de la Portilla

CEO/President

Alberto has more than 25 years of experience in the areas of research and investigations, due diligence, anti-money laundering (AML) and anti-corruption (FCPA) compliance. His work has included internal corporate investigations, reviews of illicit practices and irregularities, asset recovery, analysis of mergers & acquisition targets, and background investigations of potential business partners. He is also a Certified Anti-Money Laundering Specialist (CAMS) and has assisted many regulated entities with issues pertaining to evaluations of internal controls, customer due diligence, high risk transactions, foreign account reviews, and investigations, pursuant to U.S. financial, economic, and trade sanction regulations including the Bank Secrecy Act (BSA), USA PATRIOT Act and OFAC.

Alberto previously served as Managing Director for the Latin American regional office of IPSA ...

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Alberto has more than 25 years of experience in the areas of research and investigations, due diligence, anti-money laundering (AML) and anti-corruption (FCPA) compliance. His work has included internal corporate investigations, reviews of illicit practices and irregularities, asset recovery, analysis of mergers & acquisition targets, and background investigations of potential business partners. He is also a Certified Anti-Money Laundering Specialist (CAMS) and has assisted many regulated entities with issues pertaining to evaluations of internal controls, customer due diligence, high risk transactions, foreign account reviews, and investigations, pursuant to U.S. financial, economic, and trade sanction regulations including the Bank Secrecy Act (BSA), USA PATRIOT Act and OFAC.

Alberto previously served as Managing Director for the Latin American regional office of IPSA International, Inc., a U.S. consultancy, specializing in AML compliance, Look Back reviews, hedge fund due diligence, KYC remediation, and risk assessments of cross border transactions.

Alberto holds all appropriate Private Investigator/Agency Manager licenses in the State of Florida. He has managed investigations relating to bank fraud, employee theft, asset location and recovery and other matters in preparation for civil and criminal claims against adverse parties.

He began his career with Kroll, Inc. in the early 1990s in South Florida and managed the Latin American research unit. In 1996, he accepted an assignment to supervise the company’s first office in Latin America and temporarily relocated to Sao Paulo, Brazil.

He has been an active member of the Association of Anti-Money Laundering Specialists (ACAMS), Association of Certified Fraud Examiners (ACFE), Businesses for Social Responsibility (BSR), Florida International Bankers Association (FIBA), Investigative Reporters & Editors (IRE) and the Society of Competitive Intelligence Professionals (SCIP).

Alberto holds a Bachelor’s degree in Economics from Florida International University, and is fluent in Spanish and Portuguese.

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complianceservices-orange-line

John Karansky has 30 plus years of experience as a domestic and international financial services risk manager with experience in regulatory examination, AML / BSA / OFAC compliance, corporate security / anti-fraud prevention / investigation, audit and operational risk background and specialized skill-sets from organizations including the Federal Reserve Bank of Atlanta, Bank of America, Barclays Capital / PLC, Banco Industrial de Venezuela, Eastern Financial Credit Union, and Loan America Mortgage Company.

Most recently, John served as a Federal BSA/AML Risk Examiner in charge, leading, or participating in the supervision and examination of BSA/AML/OFAC compliance programs of state member large, regional, and community banks, foreign banking organizations, and bank holding companies in the Southeast and other Federal Reserve districts.  While at the Federal Reserve, he serv...

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John Karansky has 30 plus years of experience as a domestic and international financial services risk manager with experience in regulatory examination, AML / BSA / OFAC compliance, corporate security / anti-fraud prevention / investigation, audit and operational risk background and specialized skill-sets from organizations including the Federal Reserve Bank of Atlanta, Bank of America, Barclays Capital / PLC, Banco Industrial de Venezuela, Eastern Financial Credit Union, and Loan America Mortgage Company.

Most recently, John served as a Federal BSA/AML Risk Examiner in charge, leading, or participating in the supervision and examination of BSA/AML/OFAC compliance programs of state member large, regional, and community banks, foreign banking organizations, and bank holding companies in the Southeast and other Federal Reserve districts.  While at the Federal Reserve, he served as the interim BSA Risk Coordinator for the Federal Reserve Bank of San Francisco as well as conducted BSA / AML / OFAC training, performed Community Outreaches and served as a point of contact on BSA/AML issues including virtual currency and marijuana-related business controls.

Previously, John was the Senior BSA Risk Management Officer for Colonial Bank where he directed the BSA risk management program in a Region that offered retail, wealth management, treasury, commercial, consumer, and residential lending services.  As an integral part of the management team, he provided guidance, training, and support in mitigating the money laundering risks associated with South Florida and the Latin America markets.

John has specific experience in the following BSA/AML/OFAC areas: risk assessments, analytical and compliance reviews, directing KYC/EDD/CIP customer profile reviews, transaction monitoring, and AML/fraud Suspicious Activity investigations of higher risk client types that have included broker-dealers, currency exchanges, mortgage and insurance operations, internet operations, non-bank financial institutions, MSBS, PICS, NGOs/Charities, embassies/consulates, cash intensive businesses, PEPS as well as foreign banks, businesses, and government entities.  He has led the development of AML/OFAC customer monitoring applications and other risk management systems, written policies, procedures, and mitigating controls for AML, BSA, and OFAC regulations, reported on USA Patriot Act 9/11, OFAC and FINCEN 314(a) law enforcement searches, large currency transactions, CTR exemptions, and SARS, and implemented recordkeeping procedures in line with regulations for monetary instruments, remittances, and foreign banking organizations as well as managed an organization’s legal actions and attorney-client case preparation.

He has directed or participated on financial, operational, and compliance audits, CSA, COSO, M/A due diligence, regulatory remediation and look-backs, asset recovery and loan reviews involving commercial, investment, government and private banking operations, non-bank subsidiaries and affiliates, credit unions, and mortgage brokerage activities.

John has a Masters in Business Administration from Nova Southeastern University and holds the following professional certifications: Certified Anti-Money Laundering Specialist, Certified Fraud Examiner, Certified Anti-Money Laundering Certified Associate, Certified Financial Services Auditor, and Certified Bank Auditor.

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Julia Lopez

Julia Lopez is a results-oriented banking professional offering more than 30 years of professional experience covering all aspects of banking operations. During her banking career, she has performed duties as a Branch Officer, Internal Auditor and Compliance Officer for banks in Puerto Rico and Florida. Her experience also includes being a Compliance Officer for a health insurer in Puerto Rico.

Julia began her banking career at FirstBank Puerto Rico, where she worked as Internal Auditor and later as Compliance Officer. As Internal Auditor, Julia interacted with all branches and operational departments during the audits performed. Julia also interacted with external auditors and served as liaison with regulators examining the bank. As Compliance Officer, Julia was in charge of creating and updating the compliance policies and procedures, give training to all employees on com...

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Julia Lopez is a results-oriented banking professional offering more than 30 years of professional experience covering all aspects of banking operations. During her banking career, she has performed duties as a Branch Officer, Internal Auditor and Compliance Officer for banks in Puerto Rico and Florida. Her experience also includes being a Compliance Officer for a health insurer in Puerto Rico.

Julia began her banking career at FirstBank Puerto Rico, where she worked as Internal Auditor and later as Compliance Officer. As Internal Auditor, Julia interacted with all branches and operational departments during the audits performed. Julia also interacted with external auditors and served as liaison with regulators examining the bank. As Compliance Officer, Julia was in charge of creating and updating the compliance policies and procedures, give training to all employees on compliance related matters, serve as subject matter expert and served as liaison with regulators examining the bank and law enforcement agents on BSA/AML related matters.

Afterwards, she was recruited by Triple S Inc to be its first Compliance Director. She developed all the policies and procedures necessary for the company to be in compliance with the Health Insurance Portability and Accountability Act (HIPAA). Her involvement also included developing and deploying a training program in privacy matters for the whole company.

Subsequently, she was employed as Compliance Officer for R-G Premier Bank and its related mortgage company, R-G Mortgage Corporation. In this position, she revamped the BSA Department, doubling the employee base and implementing a monitoring system for the first time in the Bank.

Julia specializes in assisting banks in improving their compliance with the Bank Secrecy Act (BSA) and related regulations. Among other activities, her experience includes assisting banks in developing BSA/AML and OFAC Compliance Programs; conducting BSA/AML Risk Assessments; implementing enterprise-wide BSA plans; reviewing Know Your Customer (KYC) forms, customer activity, and preparing suspicious activity reports (SARs); developing risk-focused BSA/AML account monitoring strategies; providing training that is tailored to the institution; and preparing banks for regulatory examinations.

Julia is a member of the American Bar Association, American Institute of Certified Public Accountants, Association of Certified Fraud Examiners, Puerto Rico Bar and Puerto Rico Society of Certified Public Accountants. She is fluent in English and Spanish.

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Risk managementservices-orange-line

Sandra Martinez

Sandra Martinez has 18-years plus experience as an international BSA/AML compliance and internal control professional, as well as wealth and risk management background. She is a documentation and credit expert with an additional experience in front-office/business line services. Mrs. Martinez has achieved her banking skills at BNP Paribas and BAC Florida in Miami, Fl., USA.

Mrs. Martinez presently acts as a BSA/AML risk management consultant of domestic and international banking institutions, in which she has recently participated on AML program reviews, analysis, and reporting process, and has reviewed Banks’ BSA/AML compliance and related procedures, and has been involved in documentation evaluation. She has also performed internal control/risk management review and analysis for a foreign banking entity operating in South Florida.

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Sandra Martinez has 18-years plus experience as an international BSA/AML compliance and internal control professional, as well as wealth and risk management background. She is a documentation and credit expert with an additional experience in front-office/business line services. Mrs. Martinez has achieved her banking skills at BNP Paribas and BAC Florida in Miami, Fl., USA.

Mrs. Martinez presently acts as a BSA/AML risk management consultant of domestic and international banking institutions, in which she has recently participated on AML program reviews, analysis, and reporting process, and has reviewed Banks’ BSA/AML compliance and related procedures, and has been involved in documentation evaluation. She has also performed internal control/risk management review and analysis for a foreign banking entity operating in South Florida.

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Alfredo Fernandez Carpio

Alfredo Fernandez Carpio is an attorney by profession and was admitted to the Venezuelan bar in 2008. Mr. Fernandez specializes in background investigations, executive and management screening, third party due diligence and corporate compliance. He also has extensive experience in matters of fraud and asset recovery in Latin America.

Previously, Mr. Fernandez worked at the prestigious Venezuelan law firm of De Sola, Pate & Brown, where he covered litigation, negotiation, mediation, corporate, commercial, family law, labor law and foreign investment law. His work included drafting revisions and new contracts, and creating contract guidelines, policies, and playbooks. He wrote labor agreements and out-of-court settlements in various fields.

Mr. Fernandez received his Juris Doctor degree at the Universidad Católica Andres Bello (U.C.A.B.) in Caracas, Venezuela. He ...

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Alfredo Fernandez Carpio is an attorney by profession and was admitted to the Venezuelan bar in 2008. Mr. Fernandez specializes in background investigations, executive and management screening, third party due diligence and corporate compliance. He also has extensive experience in matters of fraud and asset recovery in Latin America.

Previously, Mr. Fernandez worked at the prestigious Venezuelan law firm of De Sola, Pate & Brown, where he covered litigation, negotiation, mediation, corporate, commercial, family law, labor law and foreign investment law. His work included drafting revisions and new contracts, and creating contract guidelines, policies, and playbooks. He wrote labor agreements and out-of-court settlements in various fields.

Mr. Fernandez received his Juris Doctor degree at the Universidad Católica Andres Bello (U.C.A.B.) in Caracas, Venezuela. He is affiliated with the Inter-American Bar Association and the Venezuelan American National Bar Association.

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Strategic Partnersservices-orange-line

e-forensics

e-Forensics is a full-service cybersecurity, digital forensics and e-discovery services. The professionals at e-Forensics have been serving clients since 2000 with defensible digital forensics in matters such as theft of intellectual property, copyright infringement and cyber stalking/threats.

Additionally, e-Forensics offers traditional e-discovery services, information security consulting, and develops IT governance and general security policies.

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e-Forensics is a full-service cybersecurity, digital forensics and e-discovery services. The professionals at e-Forensics have been serving clients since 2000 with defensible digital forensics in matters such as theft of intellectual property, copyright infringement and cyber stalking/threats.

Additionally, e-Forensics offers traditional e-discovery services, information security consulting, and develops IT governance and general security policies.

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